Motorcycle Safety Tips That Could Lower Your Insurance Premium

Riding a motorcycle offers a sense of freedom and adventure, but it also comes with its own risks, making appropriate insurance essential. Fortunately, by following some crucial safety tips, you can protect yourself and potentially lower your insurance premiums.

Motorcycle Safety Strategies

Before you hop behind the handlebars for your next ride, maximize your safety and optimize your ability to get the best deal on your insurance. Consider the following steps:

1. Wear proper gear. Investing in high-quality protective gear is crucial. Helmets, gloves, jackets with armor and sturdy boots are all important. Proper gear can significantly reduce the severity of injuries in case of an accident, which insurance companies often consider when determining premiums.
2. Take a safety course. Completing a motorcycle safety course can improve your riding skills and knowledge of road safety. Many insurance providers offer discounts to riders who have completed certified safety courses, as it demonstrates a commitment to safe riding practices.
3. Maintain your bike. Regular maintenance ensures your motorcycle is in optimal condition. Check tire pressure, brakes, lights and fluid levels frequently. A well-maintained bike is less likely to be involved in accidents, which can positively impact your insurance rates.
4. Follow traffic laws. Adhering to traffic laws and riding responsibly can prevent accidents and traffic violations. Insurance companies favor riders with clean driving records, often rewarding them with lower premiums.
5. Install anti-theft devices. Equipping your motorcycle with anti-theft devices such as alarms, GPS trackers, and locks can deter theft. Insurance companies may offer discounts for bikes with enhanced security features, as they reduce the risk of theft-related claims.

We’re Here to Help

Contact Safeway Insurance Agency in Kansas City, Missouri, today to learn more about motorcycle coverage and compare personalized quotes for suitable policies.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.