SR-22 in Kansas City, MO
An SR-22 is a document filed by your insurance company with the Missouri Department of Revenue. It is proof that you have the necessary auto insurance coverage mandated by the state. This certificate is typically required for a set period, often ranging from two to five years, depending on the violation that led to the requirement.
You may need this certificate in Missouri for several reasons: 
- License suspension
- DUI or DWI conviction
- Serious traffic violations
- Uninsured accidents
How to File an SR-22
Not every Missouri driver is required to keep an SR-22 form on file with the state. The Missouri Department of Revenue or a judge will notify you if you must file an SR-22. Contact your insurance company and inform them of your requirement. Your insurer will confirm that your coverage meets Missouri’s minimum requirements, prepare the document and file it on your behalf. They may charge a small fee for this service.
After your insurance company files it, verify with the Missouri Department of Revenue that it has received the certificate.
Maintaining Your SR-22
Once you have your SR-22, it’s crucial to maintain continuous insurance coverage throughout the required period. Failing to do so can result in penalties, including license suspension and additional fees.
Contact Us
If you must keep an SR-22 form on file with the state, you may experience an auto insurance rate increase. Our experienced agents can help you compare quotes for SR-22-compliant auto insurance from multiple reputable insurers. Contact Safeway Insurance Agency in Kansas City, MO, for a personalized auto insurance quote.